Why Millions Are Being Wiped Out in 5 Lessons | किन लाखौं मानिस wipe out भइरहेका छन्?

Hello friends, आजको ब्लगमा म Robert Kiyosaki (author of Rich Dad Poor Dad) ले दिएको चेतावनीलाई summarize गर्दैछु। उहाँले भन्नुभएको छ – "Millions of people are not going to be wiped out… they are being wiped out right now."

यो कुरा fantasy होइन, real-time reality हो। अहिलेको आर्थिक crisis लाई बुझ्न, उहाँले पाँचवटा ठुला lesson दिनुभएको छ।

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🌍 Micro vs. Macro Economics

• Micro Economics → तपाईंको जीवन नजिक देखिने कुरा:
  👉 Petrol price बढ्नु, 👉 Food महँगो हुनु, 👉 Job loss, 👉 House loan समस्या।

• Macro Economics → Invisible global factors जसले सबलाई असर गर्छ:
  👉 US dollar को गिरावट
  👉 BRICS countries rising power (Brazil, Russia, India, China, South Africa)
  👉 Pensions र retirement funds collapse
  👉 Inflation + debt crisis

👉 Most people are stuck in micro level. But macro देख्न सक्नेले नै crash मा बाँच्न सक्छन्।

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📘 Five Lessons (Robert Kiyosaki’s Experts)

1️⃣ Andy Sheckman – BRICS & US Dollar Collapse

BRICS राष्ट्रहरूले (70% world population) dollar लाई challenge गर्दैछन्।
👉 Lesson: Dollar को भरोसा नगर्नु। Alternative assets जस्तै gold/silver मा सोच्नु।

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2️⃣ Richard Duncan – Macro in Pictures

Richard Duncan ले economy लाई diagram, charts र visuals मा बुझाउँछन्।
👉 Lesson: Visualize the big picture – केवल petrol price बढ्यो भनेर चिन्ता गर्नु macro बुझ्नु होइन।

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3️⃣ John McGregor & Mike Melli – Rat Race vs. Fast Track

• John McGregor (CFP) ले भन्नुहुन्छ – 401k, pension, IRA = trap।

• Mike Melli ले rich investors को “Fast Track” world देखाउँछन् (oil wells, insider deals)।
  👉 Lesson: Cashflow Board Game mentality अपनाउनु – rat race बाट fast track मा जानु।

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4️⃣ Silver Slayer – Why Silver is #1 Investment

Bitcoin, stocks भन्दा silver र gold नै safest hedge हुन्।
👉 Lesson: Paper assets भन्दा real assets मा विश्वास गर्नुस्।

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5️⃣ Edward Siedle – Who Stole My Pension?

Boomers को pension collapse हुँदैछ। Next bailout 401k & IRA हुने prediction।
👉 Lesson: Pension system मा अन्धो भरोसा नगर्नु। नयाँ income/assets बनाउनु।

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🚨 The Emergency – Capitalism vs. Communism

Kiyosaki ले बारम्बार भन्नुहुन्छ –
👉 Communism spreads slowly via academic system + small doses of socialism।
👉 Fight communism with Capitalism + Financial Education।

यही कारणले 1996 मा उहाँ र उनकी पत्नीले Cashflow Board Game बनाए।
👉 “What the hand does, the mind remembers.”

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🥩 Real Assets vs. Fake Money

Kiyosaki को investment principle:

• ❌ No stock, bonds, mutual funds

• ✅ Yes to real assets:

  • Oil wells

  • Real estate

  • Food (cattle, tuna, agriculture)

  • Gold & Silver

👉 Because Fed cannot print oil, cattle, or silver.

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🔑 Takeaway

• Millions already wiped out: pensions, 401k, stock investors।

• Boomers had it easy; Gen Z & Millennials face toughest reality.

• If you remain stuck in micro, you’ll suffer.

• Learn to see macro → then act like a capitalist.

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💡 Final Word:
"This is an emergency, but from emergency comes emerge."
👉 Crisis can destroy you… or it can make you smarter, richer, freer.